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MRC Online Courses

Generative AI and Identity Fraud

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The Generative AI and Identity Fraud course explores the growing intersection between advanced generative technologies and evolving identity-based fraud threats. As fraudsters adopt AI-powered tools to create realistic fake identities, mimic voices and faces, and execute sophisticated social engineering attacks, fraud prevention professionals must adapt rapidly to defend the customer journey.

 

MRC Members: USD $75 (plus applicable taxes)
Non-members: USD $150 (plus applicable taxes)   

Enroll | Members Enroll | Non-Members

This course provides a deep dive into the techniques and technologies used to facilitate GenAI-powered identity fraud, including synthetic identity creation, deepfake impersonation, phishing campaigns, and fraudulent websites. Learners will gain insight into how these tools bypass traditional verification systems and how emerging detection methods—such as behavioral biometrics, device intelligence, and real-time analytics—are evolving in response. The course also examines regulatory and ethical considerations, including transparency, fairness, and AI accountability.

FAQs

    • Fraud Prevention and Risk Professionals: tasked with protecting customer identity and transaction integrity.
    • Financial Institutions, eCommerce Merchants, and Fintech Platforms: seeking to strengthen defenses against GenAI-enabled fraud.
    • Compliance and Regulatory Staff: needing awareness of AI-driven risks in KYC, AML, and data privacy frameworks.
    • Analysts and Investigators: focused on detecting, mitigating, and preventing identity fraud.

    • Fraud Prevention and Risk Professionals: tasked with protecting customer identity and transaction integrity.
    • Financial Institutions, eCommerce Merchants, and Fintech Platforms: seeking to strengthen defenses against GenAI-enabled fraud.
    • Compliance and Regulatory Staff: needing awareness of AI-driven risks in KYC, AML, and data privacy frameworks.
    • Analysts and Investigators: focused on detecting, mitigating, and preventing identity fraud.

    • Understand the concept of Pay by Bank and its role in modern payment systems.
    • Identify key benefits of Pay by Bank for consumers and businesses, such as improved security and reduced transaction costs.
    • Understand the technical architecture of Pay by Bank.
    • Recognize the security protocols and regulatory compliance requirements of Pay by Bank.
    • Understand the process and requirements for integrating Pay by Bank solutions into eCommerce platforms.
    • Identify strategies to optimize the user experience and reduce cart abandonment.
    • Identify key benefits of Pay by Bank for eCommerce businesses.
    • Understand the primary challenges of implementing Pay by Bank.
    • Explain how emerging technologies will impact the future of Pay by Bank.
    • Describe the importance of adapting to regulatory changes and evolving consumer behaviors to maximize the potential of Pay by Bank.

    Please allow 1.5–2.0 hours to complete this course. The course culminates with a comprehensive final assessment to evaluate the learner’s comprehension of the material. Upon successfully completing the final assessment, participants will be awarded a certificate of completion representing their proficiency in the subject matter.



    • Understand the concept of Pay by Bank and its role in modern payment systems.
    • Identify key benefits of Pay by Bank for consumers and businesses, such as improved security and reduced transaction costs.
    • Understand the technical architecture of Pay by Bank.
    • Recognize the security protocols and regulatory compliance requirements of Pay by Bank.
    • Understand the process and requirements for integrating Pay by Bank solutions into eCommerce platforms.
    • Identify strategies to optimize the user experience and reduce cart abandonment.
    • Identify key benefits of Pay by Bank for eCommerce businesses.
    • Understand the primary challenges of implementing Pay by Bank.
    • Explain how emerging technologies will impact the future of Pay by Bank.
    • Describe the importance of adapting to regulatory changes and evolving consumer behaviors to maximize the potential of Pay by Bank.

    Please allow 1.5–2.0 hours to complete this course. The course culminates with a comprehensive final assessment to evaluate the learner’s comprehension of the material. Upon successfully completing the final assessment, participants will be awarded a certificate of completion representing their proficiency in the subject matter.



    • Program Level: Intermediate
    • Program Field of Study: Specialized Knowledge
    • Program Delivery Method: QAS Self Study
    • CPE Credits:1.6
    • Advanced Preparation and/or Pre-requisites: Payment Essentials: Fundamentals is recommended.

    • Program Level: Intermediate
    • Program Field of Study: Specialized Knowledge
    • Program Delivery Method: QAS Self Study
    • CPE Credits:1.5
    • Advanced Preparation and/or Pre-requisites: Fraud Essentials is recommended.
  • Refund Policy: Refunds and cancellations are determined on a case-by-case basis. Cancellations must be communicated in writing to programs@merchantriskcouncil.org. No refunds will be issued once a course has been started.

    Refund Policy: Refunds and cancellations are determined on a case-by-case basis. Cancellations must be communicated in writing to programs@merchantriskcouncil.org. No refunds will be issued once a course has been started.

NASBA Sponsors logo

The Merchant Risk Council is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website: nasbaregistry.org